Study on the Construction of the Chinese Rural Credit System

The rural finance of China is still weak in the Chinese financial system. Without the support of the capital factor, the new rural construction of socialism could not be realized, but the investment of the capital factor and the enhancement of the humanistic morality must be based on the good credit information resource. The rural financial departments should fully support the construction of the new socialism village, but the capital investment of the financial department must depend on good rural credit environment. In recent years, with the support of local governments and the society, the construction of the rural credit project has achieved significant effect, but many problems such as the weak credit consciousness and deficient control measures still exist in many rural financial institutions. The problem of difficult loan still confuses farmers, counties, small and middle enterprise, and rural financial institutions.